Hi, I’m Todd! I’ve spent over 20 years helping people turn money stress into financial stability using tools like budgets, debt reduction strategies, and systems to rebuild credit. I’ve been in your shoes, and I know it’s not about willpower—it’s about finding the right approach to take control of your money and your future.
In my 20s, I maxed out my first credit card in 36 hours and spent a decade in debt, which taught me the hard way how to rebuild—and it’s why I’m passionate about helping others do the same.
- Accredited Financial Counselor (AFC®)
- Certified Housing Counselor
- Certified HECM Reverse Mortgage Counselor
- Masters of International Management
I help people struggling with credit card debt and poor savings create simple systems that make financial success achievable.