BOLDER MONEY

Manage your money with confidence

No judgement. No financial lingo. Exclusive access to our expert-created, psychology-backed resources and tools to help you build better habits and feel confident about your finances. That’s the Bolder difference.

Smiling woman with pink lines
bolder provides financial guidance for
Team USA logoAnitaB.org logoPatra logoMedley logoR/GA logoThe New School logoWomen in Innovation logo
The Bolder Difference

Your all-in-one financial support system

Join Bolder Money and empower your financial future.
Key Features

Built by Real Money Experts for Real People

We know what it takes to get out of debt, save money, and feel in control of your finances.

The only personal finance app with real financial coaches on-demand

Feeling stressed, overwhelmed, or just need someone in your corner? Book a call with one of our coaches anytime, or work with them via chat to get organized and build better habits.
writing emoji

Money guidance that makes sense

Find over 200 actionable money playbooks that don't just tell you WHAT to do, but exactly HOW to do it. No jargon, and no advice that only works for people who already have wealth.
Calendar Emoji

Learn to plan ahead in minutes

Never miss an upcoming expense again with our financial calendar. Just add an expense, get monthly savings goals calculated for you, and see how it fits into your current spending.
Yellow Heart Emoji

Get intentional about spending

Understand where you spend your money, and why. Track emotions to get clues on where to cut back, where to spend more, and how to build healthier habits.
bank emoji

A clear view of your money (finally)

Fear of the unknown? Not anymore. Get all of your accounts in one place. Bolder syncs with over 13,000 banks and institutions, giving you a complete and up-to-date view of your entire financial picture.
party emoji

Track progress on your financial goals

Track all of your financial goals and create a plan to achieve them. If you get off track, no problem! We'll always help you get back on track when life happens.

Need help? Our coaches are here

Book a one-off call with a certified financial coach, or upgrade your membership for ongoing support.
Yellow Heart Emoji

See your spending impact

Money is power. Choose the causes you care about, and see which of your purchases align with them.
lock emoji

Security you can trust

Bolder protects your data with bank-level security. Your login details are never stored and access to your accounts is limited to read-only, we cannot move your money.
security illustration
ready to go?

Get Bolder Money for free, right now 👇

No payment info required
The Bolder Team
We built Bolder because
money shouldn’t hold us back,
it should set us free.

Kristina Rivero

COO

Amy Schultz

FOUNDER + CEO

We're on a mission to help those who have been
left behind by traditional financial guidance.


Everyone else is getting money wrong.

Amy has a degree in finance, is married to an accountant, and still found herself with $80k in debt and no savings when her first son was born in 2017. 🥲 Financial literacy wasn’t enough. Her emotional relationship with money was the root cause of all her financial challenges - and the same is true for everyone.

Yet, most financial apps and wellness programs still focus on literacy rather than emotional support. 👀 Not us. Bolder addresses the emotional side of money, with personalized guidance and real human coaches guiding the coaching experience, to provide accountability and emotional support that facilitates long lasting behavior changes.

Making financial services inclusive means building for women first.

For Kristina, a financial world that felt like a country club had to go. The “rules” designed to keep people like her (a first-generation Cuban American woman) on the outside looking in? No more.

By creating a compassionate and inclusive environment to learn about and do better with money, the Bolder team hopes to empower a generation of women to make bolder choices with their money that benefits all of us.

Together, we rise.