Break Free from Credit Card Overspending: Psychology-Based Solutions
About this Playbook
Finding yourself spending more than planned on your credit cards? You're not alone. Research shows we spend 113% more when using credit cards versus cash. This playbook helps you understand the psychology behind credit card overspending and provides practical strategies to regain control of your spending habits.
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🎯 What you'll learn
- How credit cards influence spending behavior
- Ways to create healthy credit boundaries
- Understanding of spending psychology
- Methods for sustainable credit use
🗂️ What’s inside
- Research-backed insights into credit card psychology
- Practical strategies for controlling credit spending
- Framework for rewiring spending habits
How this Playbook can help you
- 🚫 Recognize the mindset shifts needed to control your spending.
- 🧩 Gain insight into the psychology behind overspending.
- 🔍 Transform your relationship with credit for lasting change.
- 💡 Embrace a more balanced approach to managing credit usage.
- 📊 Experience renewed confidence in your financial habits.
What the FAQ?
What’s included in each playbook?
Each playbook is a step-by-step guide designed to help you take action on a specific financial goal. Inside, you’ll find expert insights, interactive templates, and practical exercises—so you’re not just learning, you’re actually making progress. Whether it’s getting out of debt, saving for big goals, or investing with confidence, our playbooks give you the roadmap (and the tools) to make it happen.
How do I access the playbooks?
Our playbooks are exclusive to Bolder Money members. Once you join, you’ll get instant access to all available playbooks through your member portal—along with coaching support, a financial dashboard for budgeting and goal tracking, and additional financial resources to help you stay on track.
Can I purchase a playbook separately without a membership?
Right now, playbooks are only available as part of our membership program. That’s because we believe in giving you more than just information—our membership includes ongoing support, coaching, and resources to help you actually implement what you learn and see real results.
Are these playbooks just PDFs, or do they have interactive elements?
They’re way more than just PDFs! Each playbook includes interactive templates, checklists, guided exercises, and exclusive content that makes it easy to take action. We’ve designed them to be practical, not just theoretical—so you can apply what you learn immediately to your financial life.
Do I need any prior financial knowledge to use these playbooks?
Not at all! Whether you’re just starting your financial journey or looking to refine your strategy, these playbooks are designed to meet you where you are. We break things down in a simple, non-intimidating way—no financial jargon, just real, actionable steps you can take right now.
What if I need help while working through a playbook?
That’s the beauty of Bolder Money membership! You don’t have to do it alone. As a member, you’ll have access to financial coaches who can answer your questions, offer guidance, and keep you accountable as you work through your playbooks.
Will new playbooks be added in the future?
Yes! We’re always working on new playbooks to address the financial challenges our members face. As a member, you’ll automatically get access to all new playbooks as they’re released—so you’ll always have fresh, expert-backed strategies to help you move forward. And you’ll always have a coach to ask questions to, so if it’s not in a playbook (yet), you can still get the information you need.
How do I know which playbook is right for me?
Great question! It depends on your goals. If you’re overwhelmed by debt, start with the Debt Freedom Strategy. If you want to feel more financially stable, go for Financial Security Planning. If you’re thinking about your long-term future, check out the Retirement Planning Guide or Investment Strategy Guide. Not sure where to start? Our coaches can help you find the best path based on where you are now and guide you through playbooks that align with your goals.
What’s your refund/cancellation policy?
You can cancel your membership at any time, and the service will be available to you until the end of that billing period.
