Definition
Your personal attitudes and feelings about money, which can influence how you earn, spend, and save.
What to consider
- Reflect on how your attitudes shape your spending and saving.
- Challenge any negative beliefs that might hold you back.
- Consider exploring new perspectives to build a healthier money mindset.
Real world scenarios
- After realizing she fears investing, Carla examines her belief that “the market is always risky.” She then starts reading about diversification and sees how long-term strategies can mitigate that risk.
- Jason grows up thinking credit cards are only for emergencies, limiting how he builds credit. By challenging this mindset, he learns to use them responsibly for everyday rewards.
- Changing negative money beliefs helps Elena start a small side business. Freed from doubts, she invests time and resources more confidently, improving her income.
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