Definition

The maximum amount your insurer will pay for a covered service. This figure is used to calculate your patient responsibility.

What to consider

  • Check what services are excluded from your coverage.
  • Plan for potential out-of-pocket costs.
  • Consult your insurer for clarifications on exclusions.

Real world scenarios

  • After a visit, David’s bill listed non-covered charges for services not included in his plan.
  • Linda noticed some tests were marked as non-covered, increasing her out-of-pocket expense.
  • John’s billing statement detailed non-covered charges for optional services.

Related terms

Healthcare