A group of people who pool money to help each other pay medical bills. It’s not insurance but can lower individual expenses if you fit the group’s guidelines.
What to consider
Check which exams are fully covered.
Schedule regular check-ups to maintain health.
Confirm any age or frequency limitations.
Real world scenarios
After turning 40, Daniel scheduled annual check-ups covered fully by his preventive care benefit.
Linda routinely gets physical exams without additional charges thanks to her plan.
A local clinic offers free routine exams as part of a preventive health program.