Definition

A group of people who pool money to help each other pay medical bills. It’s not insurance but can lower individual expenses if you fit the group’s guidelines.

What to consider

  • Check which exams are fully covered.
  • Schedule regular check-ups to maintain health.
  • Confirm any age or frequency limitations.

Real world scenarios

  • After turning 40, Daniel scheduled annual check-ups covered fully by his preventive care benefit.
  • Linda routinely gets physical exams without additional charges thanks to her plan.
  • A local clinic offers free routine exams as part of a preventive health program.

Related terms

Healthcare