Accident LiabilityAccident Liability
Actuarial AnalysisActuarial Analysis
Actuarial ReserveActuarial Reserve
Adverse SelectionAdverse Selection
Aggregate LimitAggregate Limit
Asset Protection PlanAsset Protection Plan
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Benefit CapBenefit Cap
Benefit CoordinationBenefit Coordination
Benefit ReviewBenefit Review
Brokerage CommissionBrokerage Commission
Car Insurance PremiumCar Insurance Premium
Claims AdjusterClaims Adjuster
Claims FrequencyClaims Frequency
Claims HistoryClaims History
Claims ProcessClaims Process
Claims ReserveClaims Reserve
Claims SettlementClaims Settlement
Claims SeverityClaims Severity
Co-insuranceCo-insurance
Contingency FundContingency Fund
Cost SharingCost Sharing
Coverage GapCoverage Gap
Coverage ReviewCoverage Review
Coverage VerificationCoverage Verification
Credit ShieldCredit Shield
Cyber Risk InsuranceCyber Risk Insurance
Cybersecurity Protection PlanCybersecurity Protection Plan
Data Breach Response FundData Breach Response Fund
Debt Protection PlanDebt Protection Plan
DeductibleDeductible
Deductible WaiverDeductible Waiver
Directors & Officers LiabilityDirectors & Officers Liability
Emergency Savings FundEmergency Savings Fund
Employment Practices LiabilityEmployment Practices Liability
Exclusion ClauseExclusion Clause
Exposure LimitExposure Limit
Extended WarrantyExtended Warranty
Financial Product DisclosureFinancial Product Disclosure
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Group Insurance PlanGroup Insurance Plan
Identity Protection PlanIdentity Protection Plan
Identity TheftIdentity Theft
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Indemnity ClauseIndemnity Clause
Insurable InterestInsurable Interest
Insurance AuditInsurance Audit
Insurance Broker FeeInsurance Broker Fee
Insurance CovenantInsurance Covenant
Insurance DeductibleInsurance Deductible
Insurance Pricing ModelInsurance Pricing Model
Insurance RegulationInsurance Regulation
Insurance Regulatory FeeInsurance Regulatory Fee
Insurance ReinstatementInsurance Reinstatement
Insurance ScoreInsurance Score
Insurance UnderwritingInsurance Underwriting
Insured EventInsured Event
Insured LossInsured Loss
Insurer SolvencyInsurer Solvency
Lapse of CoverageLapse of Coverage
Legal Expense CoverageLegal Expense Coverage
Liability CapLiability Cap
Loan Protection InsuranceLoan Protection Insurance
Loss AdjustmentLoss Adjustment
Loss ExperienceLoss Experience
Loss MitigationLoss Mitigation
Loss PreventionLoss Prevention
Loss RatioLoss Ratio
Mandatory InsuranceMandatory Insurance
No-Claim BonusNo-Claim Bonus
Optional InsuranceOptional Insurance
Per Occurrence LimitPer Occurrence Limit
Policy Cancellation FeePolicy Cancellation Fee
Policy EndorsementPolicy Endorsement
Policy ExclusionPolicy Exclusion
Policy LimitPolicy Limit
Policy PremiumPolicy Premium
Policy RenewalPolicy Renewal
Policy RiderPolicy Rider
Policy SettlementPolicy Settlement
Policy UpgradePolicy Upgrade
Policyholder DividendPolicyholder Dividend
Political Risk InsurancePolitical Risk Insurance
Pre-Existing Condition ExclusionPre-Existing Condition Exclusion
Premium AdjustmentPremium Adjustment
Premium FinancingPremium Financing
Premium LoadingPremium Loading
Premium RefundPremium Refund
Premium WaiverPremium Waiver
Product Liability InsuranceProduct Liability Insurance
Property LiabilityProperty Liability
Protection FundProtection Fund
Rate Increase NoticeRate Increase Notice
ReinsuranceReinsurance
Renewal ClauseRenewal Clause
Risk AnalysisRisk Analysis
Risk ExposureRisk Exposure
Risk GradingRisk Grading
Risk Mitigation StrategyRisk Mitigation Strategy
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Insured Event

Definition

An occurrence or incident that is covered by your insurance policy. It triggers the benefits provided in your coverage.

What to consider

  • Review the reasons for the rate increase.
  • Compare with market trends.
  • Consider shopping around if increases seem excessive.

Real world scenarios

  • A policyholder received a rate increase notice informing her of a premium hike for the next renewal period.
  • An insurer sent a rate increase notice after reviewing recent claims data.
  • A business received a notice about rate increases due to rising claim costs.

Related terms

Exclusion Clause
Premium Loading
Adverse Selection
Underwriting
Self-Insurance

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Insurance & Financial Protection
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