Insurer Solvency (Insurance & Financial Protection) - Definition, Examples, Advice | Bolder Money

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Definition

A measure of an insurer’s ability to pay its claims. Strong solvency ensures that the company can meet its financial obligations.

What to consider

Understand the purpose of the reserve.
Review how reserves are calculated.
Monitor reserve levels as part of risk management.

Real world scenarios

An insurer maintained an actuarial reserve to cover unexpected claims.
A company’s financial report included details on its actuarial reserve.
An analyst reviewed actuarial reserves to assess the insurer’s stability.

Related terms

Insurance & Financial Protection

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