Stable Value Funds (Investments & Retirement) - Definition, Examples, Advice | Bolder Money

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Product 1:1 Coaching Our Coaches Our Story

Definition

Investment funds aimed at preserving capital and providing steady returns, often found in retirement plans for risk-averse investors.

What to consider

They offer a lower-risk option as you near retirement.
Compare their performance with other low-risk investments.
Use them to preserve capital while still earning modest returns.

Real world scenarios

Nadia places part of her 401k in a stable value fund to protect against large market swings, especially as she nears retirement.
These funds aim to provide slow, consistent growth, making them attractive for risk-averse investors like Harry.
Stable value funds often guarantee principal preservation, giving Alicia reassurance when the stock market gets volatile.

Related terms

Investments & Retirement

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