Tax-Advantaged Retirement Accounts (Investments & Retirement) - Definition, Examples, Advice | Bolder Money

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Annuity Annuity

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Asset Class Asset Class

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Debt-to-Equity Ratio Debt-to-Equity Ratio

Diversification Diversification

Dividend Dividend

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Dollar-Cost Averaging Dollar-Cost Averaging

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Federal Reserve Rate Federal Reserve Rate

Fiduciary Fiduciary

Financial Freedom Financial Freedom

Financial Leverage Financial Leverage

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Generational Wealth Generational Wealth

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Index Fund Index Fund

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Installment Sale Installment Sale

Interest Coverage Ratio Interest Coverage Ratio

Internal Rate of Return (IRR)Internal Rate of Return (IRR)

Investment Grade Investment Grade

Investment Portfolio Investment Portfolio

Investment Risk Investment Risk

Leverage Leverage

Leverage Ratio Leverage Ratio

Liquid Asset Liquid Asset

Liquidity Ratio Liquidity Ratio

Margin Account Margin Account

Margin Call Margin Call

Market Capitalization Market Capitalization

Market Order Market Order

Maturity Date Maturity Date

Money Market Fund Money Market Fund

Money Multiplier Money Multiplier

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Mutual Fund Mutual Fund

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Net Worth Net Worth

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Over-the-Counter (OTC)Over-the-Counter (OTC)

Par Value Par Value

Passive Income Passive Income

Pension Pension

Preferred Stock Preferred Stock

Price Discovery Price Discovery

Return on Assets (ROA)Return on Assets (ROA)

Return on Equity (ROE)Return on Equity (ROE)

Return on Investment (ROI)Return on Investment (ROI)

Risk Tolerance Risk Tolerance

Robo-Advisor Robo-Advisor

Rollover IRA Rollover IRA

Roth Conversion Roth Conversion

Roth IRA Roth IRA

SEP IRA SEP IRA

Securities Securities

Semi-Retirement Plan Semi-Retirement Plan

Shareholder Shareholder

Short Position Short Position

Simple IRA Simple IRA

Small Cap Stock Small Cap Stock

Socially Responsible Investing (SRI)Socially Responsible Investing (SRI)

Solo 401k Solo 401k

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Definition

Retirement savings accounts like 401(k)s and IRAs that offer tax benefits to help your money grow more efficiently.

What to consider

Know which bracket you fall into to plan your taxes better.
Review how deductions and credits can lower your taxable income.
Plan your finances to possibly shift into a lower bracket if feasible.

Real world scenarios

Dustin contributes to a 401(k) offered by his employer, enjoying both tax-deferred growth and partial matching funds.
Gabby opens a Roth IRA, preferring after-tax contributions now so her withdrawals can be tax-free later in life.
Jonathan talks to a financial advisor about combining a 401(k) and a Traditional IRA, balancing immediate tax deductions with broader investment choices.

Related terms

Investments & Retirement

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