Definition
The money moving in and out of your finances. Positive cash flow means you have more coming in than going out.
What to consider
- Think of cash flow as the heartbeat of your finances.
- Regularly track money coming in and out to avoid surprises.
- A healthy cash flow means you’re better prepared for unexpected expenses.
Real world scenarios
- Megan tracks inflows (salary and side gig) against outflows (rent, groceries, and bills) to ensure a positive monthly cash flow.
- When Ryan notices a negative cash flow trend, he cuts back on takeout and subscriptions to get back on track.
- A small weekend hustle like dog-walking bolsters Tasha’s cash flow, letting her save more regularly.
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