Discretionary Spending (Budgeting & Spending) - Definition, Examples, Advice | Bolder Money

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Definition

Non-essential expenses like dining out or entertainment that you can adjust after covering necessary costs.

What to consider

Track non-essential expenses to identify opportunities for savings.
Set limits on spending to free up cash for priorities.
Regularly review your habits to fine-tune your budget.

Real world scenarios

Determined to save for a down payment, Olivia reduced her discretionary spending on dining out and entertainment each month.

Related terms

Budgeting & Spending

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