AcceleratorsAccelerators
Accounts PayableAccounts Payable
Accounts ReceivableAccounts Receivable
BookkeepingBookkeeping
BootstrappingBootstrapping
Break-even PointBreak-even Point
Budgeting for BusinessBudgeting for Business
Burn RateBurn Rate
Business CreditBusiness Credit
Business Credit LineBusiness Credit Line
Business Credit ScoreBusiness Credit Score
Business DebtBusiness Debt
Business EquityBusiness Equity
Business Expense PolicyBusiness Expense Policy
Business GrantsBusiness Grants
Business InsuranceBusiness Insurance
Business Interest ExpenseBusiness Interest Expense
Business LoanBusiness Loan
Business OverheadBusiness Overhead
Business PlanBusiness Plan
Business Risk ManagementBusiness Risk Management
Business Savings AccountBusiness Savings Account
Business TaxBusiness Tax
Business ValuationBusiness Valuation
Cash BudgetingCash Budgeting
Cash Conversion CycleCash Conversion Cycle
Cash Flow ForecastCash Flow Forecast
Cash Flow ManagementCash Flow Management
Cash RunwayCash Runway
Competitive AnalysisCompetitive Analysis
Competitor ResearchCompetitor Research
Cost ControlCost Control
Cost StructureCost Structure
Cost of Customer AcquisitionCost of Customer Acquisition
Cost of Goods Sold (COGS)Cost of Goods Sold (COGS)
Credit ManagementCredit Management
CrowdfundingCrowdfunding
Customer Lifetime ValueCustomer Lifetime Value
Debt FinancingDebt Financing
Digital PaymentsDigital Payments
E-commerce FinancingE-commerce Financing
Economic Value AddedEconomic Value Added
Entrepreneurial RiskEntrepreneurial Risk
Equity FinancingEquity Financing
Exit StrategyExit Strategy
Expense ReimbursementExpense Reimbursement
Expense TrackingExpense Tracking
Financial BenchmarkingFinancial Benchmarking
Financial Contingency PlanningFinancial Contingency Planning
Financial CushionFinancial Cushion
Financial ProjectionFinancial Projection
Financial Record KeepingFinancial Record Keeping
Financial ReportingFinancial Reporting
Fixed CostFixed Cost
FreelanceFreelance
Gig EconomyGig Economy
Gross ProfitGross Profit
Growth StrategyGrowth Strategy
IncubatorsIncubators
Inventory ManagementInventory Management
Investment in BusinessInvestment in Business
Invoice ManagementInvoice Management
Long-term FinancingLong-term Financing
Market AnalysisMarket Analysis
Mentorship ProgramsMentorship Programs
Merchant ServicesMerchant Services
MicroloanMicroloan
Mobile PaymentsMobile Payments
Monthly Recurring RevenueMonthly Recurring Revenue
Net Operating IncomeNet Operating Income
Net ProfitNet Profit
Online Payment ProcessingOnline Payment Processing
Operating Cash FlowOperating Cash Flow
Operating LeverageOperating Leverage
Operating MarginOperating Margin
Operating ProfitOperating Profit
Personal GuaranteePersonal Guarantee
Point-of-Sale SystemPoint-of-Sale System
Pricing StrategyPricing Strategy
Pricing StructurePricing Structure
Profit MarginProfit Margin
Profit Margin AnalysisProfit Margin Analysis
Profit ProjectionProfit Projection
Profit ReinvestmentProfit Reinvestment
Profitability AnalysisProfitability Analysis
Recurring RevenueRecurring Revenue
Resource AllocationResource Allocation
Revenue CycleRevenue Cycle
Revenue DiversificationRevenue Diversification
Revenue ForecastingRevenue Forecasting
Revenue GrowthRevenue Growth
Revenue StreamsRevenue Streams
Revenue per EmployeeRevenue per Employee
Sales ForecastingSales Forecasting
Sales TaxSales Tax
Seed FundingSeed Funding
Short-term FinancingShort-term Financing
Side HustleSide Hustle
Small Business Administration (SBA)Small Business Administration (SBA)
Supply Chain FinancingSupply Chain Financing
Entrepreneurial Finances
Healthcare
Financial Coaching & Mindset
Credit & Creditworthiness
Government Benefits & Programs
Banking & Savings
Real Estate & Homeownership
Insurance & Financial Protection
Taxes
Debt & Loans
Budgeting & Spending
Employment & Income
Legal & Estate Planning
Investments & Retirement
Product1:1 CoachingOur CoachesOur Story
For Partners
Resources
Start Here
Product1:1 CoachingOur CoachesOur Story
For Partners
Resources
Start Here

Business Overhead

Definition

Listing the regular expenses needed to keep a business running, like rent and utilities. Lower overhead means more profit from each sale.

What to consider

  • Set aside funds for unforeseen expenses.
  • Keep the cushion liquid and accessible.
  • Review and adjust the cushion as the business grows.

Real world scenarios

  • A startup in Boston maintained a reserve fund equivalent to three months of expenses for emergencies.
  • An entrepreneur kept extra cash aside to cover unexpected operational setbacks.
  • A small business allocated part of its profits to build a financial cushion for lean months.

Related terms

Profit Margin Analysis
Debt Financing
Business Credit
Financial Cushion
Cost of Customer Acquisition

Related Playbooks

Get instant access to all our expert playbooks and 1-1 financial coaching when you join the Bolder Money community. Learn more here.

Playbooks for this topic are on the way!
Entrepreneurial Finances
Got Any Questions?

Talk to a Financial Coach

Book a free consultation with one of our coaches.
Book a Free Call
coaches@boldermoney.com
Linkedin IconInstagram IconTwitter IconFacebook Icon
No BS. Just good emails.
Thank you! You are now subscribed!
Oops! Something went wrong while submitting the form.
© 2025, Bolder Money
Terms & Conditions
Privacy Policy